The best apps for investing uk offer a range of features to help investors create, monitor and rebalance their portfolio without the need for a desktop or laptop computer. Most investment apps use Open Banking to analyse your spending habits and automatically invest a small amount on your behalf, while others allow you to set up direct debits to transfer a fixed amount into your account regularly.

Beginners with little money can also consider using one of the many fractional share providers in the UK. This means you can buy a part of a company, rather than the whole thing, so you can start to gain exposure to the stock market with as little as PS25 a month. Koody’s 50/30/20 budget calculator is a good place to start when thinking about how much of your monthly income you want to save and invest.

Top 10 Apps for Investing in the UK: A Comprehensive Guide

Before you choose an investment app, it’s worth checking that it is regulated by the FCA (Financial Conduct Authority). This will ensure your funds are kept separate from the investment app’s own assets and in the unlikely event that the app goes bust, you’ll be covered by the FSCS (Financial Services Compensation Scheme) up to PS85,000.

The most popular UK investment app for beginners is eToro, which offers a free trading account with a minimum deposit of just PS1. You can trade stocks, ETFs and investments trusts from around the world, and eToro waives stamp duty on UK shares and some cryptocurrencies. It also provides a wealth of market insights and education, including regular podcasts and guides on how to get started with investment apps.